There are some good banks and credit unions offering a type of special financial service called 2nd chance banking to those customers who may have banking problems or not-so-perfect credit in the past. Here is a simple review of such good financial institutions in UT.
Cyprus Credit Union‘s Fresh Start Checking is designed for members who failed to apply for traditional checking account due to their records from Chexsystems. The special account’s monthly service fee is only $5. And if you manage the checking successfully for more than a year, the account will be converted to a regulaer checking account. Cyprus has branches in cities of West Jordan, Magna, Salt Lake City, Riverton, Sandy, Saratoga Springs, Midvale, Midvale, West Valley City, South Jordan, Centerville, Herriman and West Valley, UT.
Utah Central Credit Union‘s JumpStart Checking Program brings second chance for you to rebuild personal finance. And if you can manage the checking successfully for more than half of a year, you’ll qualify for overdraft protection. The credit union has branch offices in Virginia Beach, Sandy, West Valley City, West Jordan, Herriman, Murray, Salt Lake City and Price, UT.
Western Federal Credit Union has branch in Salt Lake City, UT. So you can access a branch office of WFCU and apply for its Right Start Checking account.
Wells Fargo‘s Opportunity Package is a good solution especially for customers with past banking challengs due to Chexsystems records. The bank has branch offices in Salt Lake City, Ogden, Saint George, Clearfield, Lindon, Provo, Orem, Blanding, Richfield, Saint George, Sandy, Park City, American Fork, Layton, Eden, Saint George, Magna, Logan, Nephi, Draper, Vernal, Provo, Hurricane, Moab, Riverton, Beaver, Milford, Tremonton, Hyrum, Smithfield, Helper, Bountiful, Centerville, Payson, Clearfield, Bountiful, Fillmore, Vernal, Layton, Washington, West Jordan, Saint George, Spanish Fork, Castle Dale, Cedar City, West Jordan, Farmington, Kaysville, Layton, Duchesne, Roosevelt, Springville, Roy, Spanish Fork, Layton, Parowan, Escalante, Delta, VT.
Key Bank has branch offices in Salt Lake City, UT. So, you can try to apply for its Plus Check Cashing.