Directory of 2nd Chance Banks and Credit Unions By States

Once you are unfortunately reported to Chexsystems, you’ll find it is so difficult to get any new checking accounts at any banks or financial cooperatives again. So, here is a free directory of those second chance banks and credit unions in USA.

You can click your local state link and get a complete list of good banks and credit unions. Those financial institutions will provide you with 2nd chance checking, fresh start checking or opportunity checking  account.

Listings of Banks and Credit Unions Offering 2nd Chance Banking

Alabama Alaska Arizona
Arkansas California Colorado
Connecticut Delaware Florida
Georgia Hawaii Idaho
Illinois Indiana Iowa
Kansas Kentucky Louisiana
Maine Maryland Massachusetts
Michigan Minnesota Mississippi
Missouri Montana Nebraska
Nevada New Hampshire New Jersey
New Mexico New York North Carolina
North Dakota Ohio Oklahoma
Oregon Pennsylvania Rhode Island
South Carolina South Dakota Tennessee
Texas Utah Vermont
Virginia Washington West Virginia
Wisconsin Wyoming
  • As you know, the last decision of approval will be made by the credit unions or banks,  and we can’t guarantee that you’ll get approved 100%. So you are suggested to try more banks and credit unions mentioned  here.

Listings of Banks and Credit Unions that Do not Use Chexsystems

Alabama Alaska Arizona
Arkansas California Colorado
Connecticut Delaware Florida
More States…

If you are unable to get a new checking account because of being marked by ChexSystems, here is a smart solution for you. These banks and credit unions mentioned can accommodate you and offer checking accounts. Note that the listings will be updated as soon as possible…

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